Become Your Own Banker đ Keep Every Dollar Working
Harness the Infinite Banking Concept to compound wealth uninterrupted, access capital whenever you need it and protect your legacy - tax free!
Let's start with a very basic fact â doesn't ALL YOUR MONEY go through someone else's bank now? Every day, you work hard, earn a paycheck, and deposit it into a bank account. But then what happens? You pay bills, maybe save a little, but most of your money seems to slip away. Meanwhile, banks use your deposits to lend to others, profiting from your hard-earned cash. It's a frustrating cycle that leaves many feeling like they're running on a financial treadmill, unable to get ahead.
There's a way to take control, build wealth, and make your money work for youâand we're about to show you how!
Unlock Tax-Free Wealth Growth!
Benefits of Infinite Banking Concept
From life protection to financial stability, explore a suite of services designed to safeguard your future. The Infinite Banking Concept (IBC) leverages cash-value whole life insurance to create your personal banking system.
Liquid Loans & Access to Capital
Borrow against your policy in days without penalties or credit checks while cash value keeps compounding.
Learn moreâGuaranteed Growth & Stability
Cash value compounds every yearâregardless of market conditionsâthrough guaranteed interest and dividends.
Learn moreâTax Advantages
Enjoy tax-free withdrawals through policy loans and a tax-free death benefit for your beneficiaries.
Learn moreâControl & Flexibility
Run your own banking systemâdictate loan terms with no mandatory repayment schedule or traditional lender hoops.
Learn moreâProtects & Multiplies Wealth
Earn dividends from a mutual insurer and shield cash value from most creditorsâyour assets grow and stay protected.
Learn moreâLegacy & Protection
Secure your family's future with a tax-free death benefit and fund goals like business ventures, tuition, or retirement.
Learn moreâReady to take control of your financial future?
How the Infinite Banking ConceptÂŽ Works
The whole idea is to recapture the interest that one is paying to banks and finance companies for the major items that we need during a lifetime.
There are only two sources of income â people at work and money at work. In the typical American family, through the first half of the Twentieth Century, the father worked outside the home and the mother managed the home, nurturing the family and instilling spiritual values as the children matured. Now it is widely accepted that "a family can't make it without both spouses working outside the home. It takes two incomes "just to make ends meet". Could it be a fact that this modern family has no money at work?
If you knew, at passive income time, that you would be getting back everything that you paid into a system â tax free â would you object to putting more money into it?
When you get paid for your work, you put ALL of it into "someone else's bank" and then use that account to buy the things of life. So, "someone else's bank" gets ALL OF YOUR MONEY. If you owned a banking system, wouldn't you want to run ALL of your business through YOUR bank? If this is so, then life insurance premiums paid each year should ultimately equal annual income. This can't be done immediately. It will take the average person 10 to 20 years to reach this level. If this message is taught to succeeding generations, then a perpetual banking system can be achieved.
Where Do You Store Your Money?
Compare the key features of different financial vehicles and discover why life insurance stands out.
| Feature | Bank 1.5/4 | Stocks/Bonds/401K 1/4 | Real Estate 3.5/4 | Life Insurance 4/4 |
|---|---|---|---|---|
| LIQUID | (Age 59½) | (HELOC) | ||
| SAFE | (FDIC Limited) | |||
| RETURN | / Variable | |||
| TAX FREE | ||||
| TOTAL SCORE | 1.5/4 | 1/4 | 3.5/4 | 4/4 |
Bank
S/B/MF/401K/IRA
Real Estate
Life Insurance
Life insuranceâspecifically, properly structured whole life with cash valueâoffers liquidity, safety, competitive returns, and tax advantages, earning a perfect 4/4 in this comparison.
Banks provide safety but minimal growth, while market-based accounts and real estate can be volatile or illiquid. A well-designed whole-life policy grows predictably, can be borrowed against tax-free, and its death benefit passes to beneficiaries without taxationâmaking the concept a compelling strategy for long-term wealth and control.
You finance everything you buy. You either pay interest to someone else or give up interest you could have earned somewhere else. There are no exceptions.
THE PROBLEM
Payments through life comparing to Savings
THE SOLUTION
1. Pay Cash
+ don't pay any interest
- don't gain any interest & deplete your cash
- give up interest you could've earned & deplete cash
2. Borrow
+ using OPM
- paying interest to someone else (in debt!)
3. BYOB
+ pay cash into YOUR BANK!
+ gaining interest for YOUR SELF!
+ compounding interest FOREVER!
Cash Value Simulator
Visualize how your policy's cash value grows over time. Adjust the premium and years to see your personalized projection.
Adjust Your Parameters
Projected Cash Value
$147,058
Loan Capacity (90%)
$132,352
Death Benefit
$1,789,058
Ready to build your financial future with the Infinite Banking Concept?
Why Use Infinite Banking?
Infinite Banking Concept turns you into your own banker, ensuring your money grows tax-efficiently while remaining liquid and accessibleâall without market risk. It's the ultimate financial tool for building long-term wealth and financial freedom.
Protect Your Future AND Enjoy Your Money Today!
Traditional insurance only pays when you're goneâliving benefits give you access to cash NOW for medical expenses, emergencies, or even to replace income!
Assuming that you are, by now, sufficiently convinced that this is a course of action that you would like to take, the question becomes, "How do I get started?"
The most important word that comes to my mind is desire. Without it, you probably can't do it. There has got to be some honest introspection at this point and a commitment to "get out of financial prison" must be a burning passion. This is going to require a change in priorities in life and recognizing that controlling the banking function personally is the most important thing that can be done in your financial world.
Luckily, we are thoroughly familiar with The Infinite Banking Concept.
Above all, this is an empowering, long-term financial strategy that will evolve and grow with you, just like developing a personalized fitness regimen. It starts by evaluating your current financial situation and working with a coach to design a customized plan. With consistent effort, your progress will drive improvements along the way, ensuring you achieve the best possible results.
Testimonials
Many have experienced life-changing financial freedom through this approach, and their success stories continue to inspire. It worksâand it can work for you too.
Isaac Williamson
I had the pleasure of working with Infinite Banking Solution to open a Life Insurance Retirement Plan, and I couldn't be more pleased with the experience. From the outset, they showed a keen attention to detail, taking the time to understand my financial situation and goals. Their dedication to educating me on the various policies available and how they would benefit me was truly remarkable.
Lin McKenzie
My only regret is that I didn't connect with Infinite Banking Solution sooner! So many people sign up for some sort of insurance because it's "the right thing to do" but very little are educated on what the investment means. Working with them means also gaining more financial literacy and how to make your money work FOR you in the near and distant future.
Alex Kurminsky
My name is Alex Kurminsky and I worked alongside Infinite Banking Solution both as a colleague and a customer of them. Not only did they help secure my family, but they taught me the mindset that I need to have to get myself and my family to the level where we want to be. Find someone who has what you want and do what they do so you can get what they get.
Ready to Take Control of Your Financial Future?
Stop letting banks profit off your moneyâ become your own banker with the Infinite Banking Concept using a cash value whole life policy!
Let's connect and map out your path to financial freedom, tax-free growth, and unlimited liquidity.
Schedule a call now and start building wealth on YOUR terms!